Affordable
Medicare Supplement
We specialize in providing our clients the most affordable Medicare Supplement insurance in the marketplace.
When we become your Medicare Supplement insurance agency, we will work to
always
give you the lowest possible price on your Medicare Supplement insurance by periodically reviewing your price and coverage and making changes when necessary, all with your knowledge and consent.
About
64 Medicare
We are a team who works to ensure that you will continually have high quality Medicare Supplement at an affordable price. We understand the importance of choosing the right plan for you, which is why we apply our extensive knowledge and resources to help each client as if they were our own family.
Our Medicare Supplement Reviews
Find the Best Medicare Supplement
Plan for You!
We work to help you find a plan that allows you to choose your own doctor without a referral and not have to pay any co-pays, co-insurance, or deductibles. When you choose us, all of your claims are filed automatically, so there are no claim forms to fill out.
Medicare Supplement
No Matter Your Age
Original Medicare supplemented with a Medigap Plan F is the most popular choice for seniors who want this type of coverage. This combination gives you 100% coverage for Medicare approved hospital and doctor services and with this option, you will be able to go to any doctor or hospital that accepts Medicare without a referral.
FAQs
What is a Medicare Supplement plan?
Medicare supplement, also known as Medigap, refers to a private health insurance plan which exists as a way to supplement medicare. A medicare supplement
plan helps fill in the “gaps” of original medicare and can help pay some of the remaining costs including:
- Copay
- Coinsurance
- Deductibles
How do Medicare Supplement plans work?
When you go to see your doctor, they will provide a medical service and will send the bill to Medicare. Medicare will then pay the approved portion of the bill and will then send the excess amount to Medigap. Your medicare supplement
plan will then pay the excess amount left over, according to the terms of your plan.
Can Medigap be applied to any medical expense?
Generally, no. Medicare supplement policies typically do not cover long term care, vision or dental, hearing aids, eyeglasses, or private duty nursing.
However, some medicare supplement
policies will cover services which the Original Medicare does not cover, including medical care when you travel outside of the United States. To find out if this is a policy you would wish to explore further, you can give us a call at (601) 853-0733. Or we can discuss other options which would best fit your needs and desires.
What do I need to know about medicare supplement policies?
There is some essential information you should know before deciding on whether medicare supplement plans are for you. Some things you should absolutely know include:
- You must have Medicare Part A and Part B.
- A medicare supplement policy is different from a Medicare Advantage Plan. Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits.
- You pay the private insurance company a monthly premium for your medicare supplement policy. You pay this monthly premium in addition to the monthly Part B premium that you pay to Medicare.
- A Medigap policy only covers one person. If you and your spouse both want Medigap coverage, you'll each have to buy separate policies.
- You can buy a medicare supplement policy from any insurance company that's licensed in your state to sell one.
- Any standardized Medigap policy is guaranteed renewable even if you have health problems. This means the insurance company can't cancel your Medigap policy as long as you pay the premium.
- Some medicare supplement policies sold in the past cover prescription drugs. But, Medigap policies sold after January 1, 2006 aren't allowed to include prescription drug coverage. If you want prescription drug coverage, you can join a Medicare Prescription Drug Plan (Part D). If you buy Medigap and a Medicare drug plan from the same company, you may need to make 2 separate premium payments. You can contact us to find out how to pay these premiums.
- It is illegal for anyone to sell you a medicare supplement policy if you have a Medicare Advantage Plan, unless you're switching back to Original Medicare.
What is the best way to contact 64 Medicare?
If you would like to learn more about our medicare supplement
plans and policies, have any remaining questions, or would like to discuss setting one up for yourself then you can give us a call, send us an email, or leave us a message.
You can reach one of our licensed insurance professionals by calling us at our office (601) 853-0733, our toll free number (877) 853-0733, emailing us at chris@64medicare.com, or by leaving us a message on our website.